Testimonials

Why choose Spotloan?

Get Money Fast

Most people complete the application and find out their offer within minutes. If you're approved and accept your loan terms before 11:30-CT M-F, your funds will be transferred by end of day!

Pay over months, not weeks

Unlike payday loan agencies, you can take as long as 10 months or pay us sooner and save on interest. It's up to you!

Half the cost of other lenders

We can offer loans at up to half the cost of other small-dollar lenders, payday companies, and pawn brokers, and without the hidden fees!

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Spotloan is a brand owned by BlueChip Financial ("BlueChip"), a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian tribe (the "Tribe"). BlueChip is located on, operates within, and originates and services loans from the Tribe’s reservation. Though Spotloans are available to residents of certain states, consumers should know that BlueChip’s lending license is issued by the Tribe's Lending Commission, and not by the states in which its consumers may reside. Although the visitation is electronic, consumers are coming on to the Tribe’s reservation and subject to the Tribe’s jurisdiction to obtain a Spotloan.