Spotloan Disclosures

The Spotloan terms presented above are designed to help you explore your options and may not be the actual loan terms you qualify for. We will not pull your credit until you complete the loan application and click "Submit."

You must apply using our loan application to see if you qualify for a Spotloan.

Your Annual Percentage Rate (APR), daily interest rate, and payment amounts will vary based on your actual loan terms, including your loan amount and chosen payment schedule. The loan options presented above are based on our maximum APR of 490%.

For more information on how simple interest loans work, on if and how we may use your credit information, or on how a Spotloan may affect your credit, please see our FAQ page.

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Spotloan is a brand owned by BlueChip Financial ("BlueChip"), a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian tribe (the "Tribe"). BlueChip is located on, operates within, and originates and services loans from the Tribe’s reservation. Though Spotloans are available to residents of certain states, consumers should know that BlueChip’s lending license is issued by the Tribe's Lending Commission, and not by the states in which its consumers may reside. Although the visitation is electronic, consumers are coming on to the Tribe’s reservation and subject to the Tribe’s jurisdiction to obtain a Spotloan.