All Blog Posts

woman standing in kitchen looks stressed due to appliance repair bill. In the background, a repair person is seen fixing her dishwasher.

March 17, 2022

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How to Manage Appliance Repair and Replacement Costs

Managing appliance repair and replacement costs.

blurred background of home and money with piggy bank in front, next to a calculator, pen, and paper

December 28, 2022

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How to Manage a Household on a Budget

Managing a household on a budget.

July 28, 2021

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How to Keep Busy Without Breaking the Bank with These Summer Activities for Kids

Budget-friendly summer activities for kids.

November 30, 2021

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How to Host a Christmas Party for Next-to-Nothing

Hosting a Christmas party on a budget.

Woman checking drinking a cup of coffee while checking her credit report on her computer. Her credit score is 751.

April 17, 2023

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How to Keep Your Credit Score High

You worked hard to get your credit score where it is, here are some tips to help you maintain that growth.

February 2, 2021

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How to Make Valentine’s Day Special on a Budget

Making Valentine's Day special on a budget.

Infographic about Spotloan explains How Spotloan Works

July 20, 2022

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How Spotloan Works - Infographic

Spotloan's working process infographic.

Surprised man looking at store receipt after shopping, holding a paper bag with healthy food. Guy in the kitchen.

July 5, 2022

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How to Make Healthy Choices Without Blowing Your Budget

Check out these tips for an affordable healthy lifestyle with cheap healthy dinner ideas, free gym activity ideas, and much more.

Cute little children reading book in a homemade fort at home

January 25, 2023

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How to Entertain Kids for Less

Entertaining kids on a budget.

Financial Literacy Tools

The Native American Financial Services Association (NAFSA) mission is to advocate for tribal sovereignty, promote responsible financial services, and provide better economic opportunity in Indian Country for the benefit of tribal communities. Lack of financial literacy and education is a major problem in the United States. Spotloan is proud to promote financial literacy content on behalf of NAFSA as a resource that encourages all people to take control of their finances and empowers them to understand how their finances work.

Explore Tools

Spotloan is a brand owned by BlueChip Financial ("BlueChip"), a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian tribe (the "Tribe"). BlueChip is located on, operates within, and originates and services loans from the Tribe’s reservation. Though Spotloans are available to residents of certain states, consumers should know that BlueChip’s lending license is issued by the Tribe's Lending Commission, and not by the states in which its consumers may reside. Although the visitation is electronic, consumers are coming on to the Tribe’s reservation and subject to the Tribe’s jurisdiction to obtain a Spotloan.