All Blog Posts

June 7, 2017

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8 ways to build a personal budget you can stick with

Learn how to build a personal budget that's effective and easy to maintain using these 8 tips

June 1, 2021

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A Low Credit Score Doesn’t Have to Mean You’re Out of Options

A Low Credit Score Doesn't Have to Mean You're Out of Options.

March 10, 2020

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How to Avoid Building Credit Card Debt

Avoid Credit Card Debt.

October 18, 2021

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9 Best DIY Crafts for a Fun Halloween

9 Best DIY Crafts for a Fun Halloween.

Hand with money coming out of a laptop with sparkling effects

June 7, 2022

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A Guide to Online Loans: What to Look for and How to Avoid Deceptive Lenders

There are many choices when it comes to online personal loans. Here is what you should know about how to apply for a personal loan online.

cars sitting in traffic, with their headlights on

March 16, 2023

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A Guide to Reducing Your Transportation Costs

Cut down on your transportation costs each month to help pad your savings. Here are some tips to help you.

American football sportsman player with ball in action on stadium under lights of background. Sport, proud footballer in white helmet and red t-shirt ready to play.

September 13, 2022

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Affordable Ways to Watch Football for the 2022-2023 Season

You don’t have to sign a cable TV contract to watch football this year. Here are a few wallet-friendly ways to watch the game this 2022 season.

October 4, 2017

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8 ways to make money in your spare time

Do you want to learn how to make money in your spare time? We can help answer some of those questions.

August 17, 2021

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Back to School Tips for the Bargain Shopper

Back-to-School Tips for the Bargain Shopper.

Financial Literacy Tools

The Native American Financial Services Association (NAFSA) mission is to advocate for tribal sovereignty, promote responsible financial services, and provide better economic opportunity in Indian Country for the benefit of tribal communities. Lack of financial literacy and education is a major problem in the United States. Spotloan is proud to promote financial literacy content on behalf of NAFSA as a resource that encourages all people to take control of their finances and empowers them to understand how their finances work.

Explore Tools

Spotloan is a brand owned by BlueChip Financial ("BlueChip"), a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian tribe (the "Tribe"). BlueChip is located on, operates within, and originates and services loans from the Tribe’s reservation. Though Spotloans are available to residents of certain states, consumers should know that BlueChip’s lending license is issued by the Tribe's Lending Commission, and not by the states in which its consumers may reside. Although the visitation is electronic, consumers are coming on to the Tribe’s reservation and subject to the Tribe’s jurisdiction to obtain a Spotloan.