Credit Information

a credit report pulled up on a laptop and a tablet

September 22, 2023

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How to Read Your Credit Report

Learn how to read your credit report, spot errors, and manage your financial well-being.

A credit score report up on a phone app, on top of a credit application.

August 22, 2023

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Top 5 Credit Score Myths Debunked

Discover the truth about credit scores and how to boost yours by debunking common myths.

Dollar bills folded in the shape of a broken heart, with a yellow cut out of a person on either side.

May 30, 2023

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3 Financial Hacks to Salvage Your Credit Score After a Divorce

Financial hacks to rebuild credit post-divorce.

January 14, 2020

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Start 2020 Off Right with a Credit Report Review

Credit Report Review.

February 18, 2020

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Changes to the FICO Score in 2020 - What You Should Know

FICO score changes in 2020.

April 27, 2021

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How Does Your Credit Score Impact Your Loan Options?

How credit scores impact loan options.

March 28, 2019

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How TILA keeps you from getting fooled

The Truth In Lending Act (TILA) protects and informs consumers so they can make better financial decisions. Learn more about TILA here

August 17, 2017

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How to cut your credit card interest rate and fees

Cutting credit card interest rates and fees.

Woman checking drinking a cup of coffee while checking her credit report on her computer. Her credit score is 751.

April 17, 2023

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How to Keep Your Credit Score High

You worked hard to get your credit score where it is, here are some tips to help you maintain that growth.

June 6, 2018

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How to protect your personal information from getting hacked

Four steps you can take to help safeguard your personal information from hackers.

October 1, 2018

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How to start repairing your credit in 7 steps

Starting to repair credit in 7 steps.

December 19, 2017

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How to track your credit score

How to track your FICO credit score. Use websites and apps to track your credit score.

Spotloan is a brand owned by BlueChip Financial ("BlueChip"), a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian tribe (the "Tribe"). BlueChip is located on, operates within, and originates and services loans from the Tribe’s reservation. Though Spotloans are available to residents of certain states, consumers should know that BlueChip’s lending license is issued by the Tribe's Lending Commission, and not by the states in which its consumers may reside. Although the visitation is electronic, consumers are coming on to the Tribe’s reservation and subject to the Tribe’s jurisdiction to obtain a Spotloan.