Credit Information

A credit score report up on a phone app, on top of a credit application.

August 22, 2023

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Top 5 Credit Score Myths Debunked

Discover the truth about credit scores and how to boost yours by debunking common myths.

a credit report pulled up on a laptop and a tablet

September 22, 2023

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How to Read Your Credit Report

Learn how to read your credit report, spot errors, and manage your financial well-being.

June 2, 2020

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The Importance of Credit Scores

Understanding the importance of credit scores.

January 11, 2022

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Take Control of Your Credit Score in 2022

Take control of your credit score in 2022.

February 4, 2020

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What Steps Are You Taking to Improve Your Credit Score?

A low credit score can be damaging to your financial health and can make it harder to get approved for personal loans, mortgages, and credit cards.

January 21, 2020

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How to Know if You Are a Victim of Fraud

Six signs that your identity might be at risk and what to do if you are a victim of identity fraud.

December 19, 2017

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How to track your credit score

How to track your FICO credit score. Use websites and apps to track your credit score.

October 1, 2018

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How to start repairing your credit in 7 steps

Starting to repair credit in 7 steps.

June 6, 2018

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How to protect your personal information from getting hacked

Four steps you can take to help safeguard your personal information from hackers.

Woman checking drinking a cup of coffee while checking her credit report on her computer. Her credit score is 751.

April 17, 2023

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How to Keep Your Credit Score High

You worked hard to get your credit score where it is, here are some tips to help you maintain that growth.

August 17, 2017

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How to cut your credit card interest rate and fees

Cutting credit card interest rates and fees.

March 28, 2019

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How TILA keeps you from getting fooled

The Truth In Lending Act (TILA) protects and informs consumers so they can make better financial decisions. Learn more about TILA here

Spotloan is a brand owned by BlueChip Financial ("BlueChip"), a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian tribe (the "Tribe"). BlueChip is located on, operates within, and originates and services loans from the Tribe’s reservation. Though Spotloans are available to residents of certain states, consumers should know that BlueChip’s lending license is issued by the Tribe's Lending Commission, and not by the states in which its consumers may reside. Although the visitation is electronic, consumers are coming on to the Tribe’s reservation and subject to the Tribe’s jurisdiction to obtain a Spotloan.