Spotloans are currently available to residents of all states except Arkansas, Connecticut, District of Columbia, Illinois, Maryland, Minnesota, New York, North Dakota, Pennsylvania, Vermont, Virginia, and West Virginia.
Our maximum Annual Percentage Rate (APR) is 490%. APR expresses the cost of the loan as a percentage of the amount borrowed converted to an annual rate.
Spotloan does not discriminate against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of an applicant's income derives from any public assistance program, or because an applicant has in good faith exercised any right under the Consumer Credit Protection Act.
If you have any questions about Spotloan, please contact us or check out our FAQ page for further information.