Debt

Woman smiling while completing an online purchase

April 27, 2023

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Emotional Spending: Why do I do it? How do I stop?

What is emotional spending, why do we do it, and how can we make less emotional choices with our money?

March 3, 2020

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What Happens to Debt When Someone Dies?

The process of dealing with debt after someone dies can get a bit complicated. This article addresses the details of repayment methods and debt types.

March 10, 2020

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How to Avoid Building Credit Card Debt

Avoid Credit Card Debt.

Spotloan is a brand owned by BlueChip Financial ("BlueChip"), a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian tribe (the "Tribe"). BlueChip is located on, operates within, and originates and services loans from the Tribe’s reservation. Though Spotloans are available to residents of certain states, consumers should know that BlueChip’s lending license is issued by the Tribe's Lending Commission, and not by the states in which its consumers may reside. Although the visitation is electronic, consumers are coming on to the Tribe’s reservation and subject to the Tribe’s jurisdiction to obtain a Spotloan.