All Blog Posts

Woman looking at beauty products in aisle at grocery store.

July 12, 2022

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How to Shop for Beauty Products without Breaking the Bank

With a bit of research, you can find discount beauty products and affordable makeup. Read on to learn how!

a plant sprouting out of a glass filled with coins

March 22, 2023

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How to Stabilize Your Finances After a Job Loss

Steps you can take to help make life a little bit easier for yourself after job loss.

man grilling meats and peppers in the foreground, with friends and family enjoying a barbecue at a picnic table in the background

May 25, 2023

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How to Throw a Memorial Day BBQ on a Budget

Throw a Memorial Day BBQ on a budget.

Personal Savings. Little Girl Putting Money To Piggybank, Father Holding It

June 28, 2022

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How to Talk About Finances with Your Children

How can kids improve financial literacy? It all starts at home and knowing how to talk about financial education with your kids.

December 19, 2017

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How to track your credit score

How to track your FICO credit score. Use websites and apps to track your credit score.

June 7, 2017

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How to stick to a personal budget

Learn how to stick to your budget with our 5 tips

Happy mixed race young couple calculate domestic bills mortgage rate bank loan payment at home, smiling interracial family planning budget manage household expenses paperwork use laptop calculator

June 21, 2022

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How to Talk About Finances with Your Partner

Tips for discussing finances with your partner.

Dollars cash money and paper note with text written EXTRA INCOME on background - concept of financial planning - make more extra money from part time side hustle or hobby

December 6, 2022

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How to Turn Your Hobby into an Income

Turn your hobby into an income source.

Rise in electric bills ahead yellow warning road sign

November 29, 2022

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How to Understand Your Electric Bill

Understand your electric bill better.

Financial Literacy Tools

The Native American Financial Services Association (NAFSA) mission is to advocate for tribal sovereignty, promote responsible financial services, and provide better economic opportunity in Indian Country for the benefit of tribal communities. Lack of financial literacy and education is a major problem in the United States. Spotloan is proud to promote financial literacy content on behalf of NAFSA as a resource that encourages all people to take control of their finances and empowers them to understand how their finances work.

Explore Tools

Spotloan is a brand owned by BlueChip Financial ("BlueChip"), a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian tribe (the "Tribe"). BlueChip is located on, operates within, and originates and services loans from the Tribe’s reservation. Though Spotloans are available to residents of certain states, consumers should know that BlueChip’s lending license is issued by the Tribe's Lending Commission, and not by the states in which its consumers may reside. Although the visitation is electronic, consumers are coming on to the Tribe’s reservation and subject to the Tribe’s jurisdiction to obtain a Spotloan.