All Blog Posts

A credit score report up on a phone app, on top of a credit application.

August 22, 2023

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Top 5 Credit Score Myths Debunked

Discover the truth about credit scores and how to boost yours by debunking common myths.

Parents teaching their child about money with a piggy bank

September 13, 2023

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How to Teach Kids Healthy Money Habits

Help kids learn responsible money habits with smart allowances and open financial discussions.

a credit report pulled up on a laptop and a tablet

September 22, 2023

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How to Read Your Credit Report

Learn how to read your credit report, spot errors, and manage your financial well-being.

School lunch boxes with sandwiches, nuts and fruit surrounded by various school supplies

September 20, 2023

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Budget-Friendly School Lunches: Healthy Meals on a Shoestring Budget

Prepare healthy, budget-friendly school lunches your kids will love.

September 14, 2023

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Should Paying Down Credit Card Debt Be A Priority?

Learn debt repayment strategies like Debt Snowball and Debt Avalanche to take control of debt.

a sign in front of a house that reads “Avoid Foreclosure

September 18, 2023

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How to Avoid Foreclosure: Tips and Guidance

Learn strategies to avoid foreclosure and navigate options to keep your home.

a small chalkboard that reads “Back to school” surrounded by school supplies like colored pencils, notebooks, and pens.

August 18, 2023

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Preparing for Back-to-School Expenses: Saving Strategies for Parents

Discover budgeting tips to save on school supplies and manage back-to-school costs.

cutting coupons, and money with a wallet and a piggy bank

August 21, 2023

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How Ad Match and Lowest Price Guarantees Can Be Used

Learn how to save with price matching strategies and get the best deals on purchases.

A notebook page outlining the strategy of creating SMART goals

August 15, 2023

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Financial Fitness: Setting and Achieving Money Goals

Set SMART financial goals, stick to a budget, and grow your wealth for a secure future.

Financial Literacy Tools

The Native American Financial Services Association (NAFSA) mission is to advocate for tribal sovereignty, promote responsible financial services, and provide better economic opportunity in Indian Country for the benefit of tribal communities. Lack of financial literacy and education is a major problem in the United States. Spotloan is proud to promote financial literacy content on behalf of NAFSA as a resource that encourages all people to take control of their finances and empowers them to understand how their finances work.

Explore Tools

Spotloan is a brand owned by BlueChip Financial ("BlueChip"), a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian tribe (the "Tribe"). BlueChip is located on, operates within, and originates and services loans from the Tribe’s reservation. Though Spotloans are available to residents of certain states, consumers should know that BlueChip’s lending license is issued by the Tribe's Lending Commission, and not by the states in which its consumers may reside. Although the visitation is electronic, consumers are coming on to the Tribe’s reservation and subject to the Tribe’s jurisdiction to obtain a Spotloan.